A question that I often ask a business owner is, “Which would have the greatest negative impact upon your business – losing your desk or losing the person sat behind it?” They never say, “the desk.” When I ask them, “which one is insured?” They invariably say, “the desk!”
How can I prepare for the unexpected?
Key thoughts:
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Making sure that my spouse or partner is financially secure in the event that I die
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Securing my own and my family’s financial position if I fall seriously ill or become disabled.
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Making sure that my business could remain profitable if I died or fell critically ill
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Preserving the value of my business and my assets should I die unexpectedly
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Leaving my loved ones with well-planned and organised financial affairs when I die
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Having a plan to deal with catastrophe
How we can help?
A question that I often ask a business owner is, “Which would have the greatest negative impact upon your business – losing your desk or losing the person sat behind it?” They never say, “the desk.” When I ask them, “which one is insured?” They invariably say, “the desk!”
The reality is that, whether we are discussing a business or a family, there is usually a negative financial impact when a spouse or partner suddenly dies or suffers a critical illness or disability. No one likes to contemplate what would happen in the event of a catastrophe of someone dying, falling ill, losing a job or a business failing.
However, we would argue that it is imprudent not to!
We are not in any way diminishing or undervaluing the emotional impact of these types of catastrophic events; and we all hope they never occur in your life. However, a well-thought financial plan that does not include modelling these circumstances will fall short.
Although we accept that it is not palatable to discuss these types of very negative situations, we will ensure that you have a clear understanding of the impact on your family or your business should a catastrophe occur. We are also here to provide a safe pair of hands to support, help and guide you should the unexpected occur.
How can I...
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