The budget presents opportunities for advisers to demonstrate value through proactive planning and mitigating upcoming changes. Some actions are time-sensitive, such as using Cash ISA allowances before April 27, reviewing clients with significant dividend income before April 26, and addressing property income ahead of April 27. The most significant long-term shift remains the inclusion of pensions in the IHT regime from April 27, while the newly announced cap on pension salar

You could be forgiven for thinking that the run up to Rachel Reeves’ second Budget got underway in early summer. It was in June that the government climbed down on the winter fuel payment, while July saw cuts to disability benefits abandoned. Together those U-turns created a fiscal hole of around £6 billion by 2029/30. Given that in March 2025 Reeves had left herself only £9.9 billion of fiscal headroom, £6 billion was enough to fire the starting gun for speculation about Bud

We examine the markets daily, and our monthly update is a selection of key global stories explained through an investment lens.

We have had several clients contact us regarding the upcoming Autumn Statement on the 26th November...

We examine the markets daily, and our monthly update is a selection of key global stories explained through an investment lens.

We examine the markets daily, and our monthly update is a selection of key global stories explained through an investment lens.

We examine the markets daily, and our monthly update is a selection of key global stories explained through an investment lens. Market...

We examine the markets daily, and our monthly update is a selection of key global stories explained through an investment lens. Market...

Trying to time the market can seriously damage our investment returns Amidst heightened volatility, it is understandable that you may be...

What has happened? On 2 April 2025, President Trump announced new tariffs on imports, citing a national emergency over the US trade...

What has happened? As widely expected, on 2 April President Trump announced reciprocal tariffs under the International Emergency Economic...

We are excited, and very proud, to announce that our application for CISI Chartered Firm™ status, has today been approved by the  The...

In mid-March 2024, the then Shadow Chancellor, Rachel Reeves gave the Mais lecture to the good and the great of the City.

You may have seen recent headlines about rising global bond yields, including UK government bond yields. Matthew Cady, investment...

Having worked closely, if indirectly with the legal profession since the noughties, I have often felt that solicitors deemed ‘marketing’...

The SRA’s Standards and Regulations 2019. Whilst our own FCA’s regulations might be quite precise, and the ICAEW’s (as you might expect,)...

Reflecting on 2024: Setting the stage for continued growth 2024 was a remarkable year for global equities, which reached record highs due...

For most individuals who depend on their pension savings to sustain their retirement lifestyle, the newly introduced IHT charge on...

Trump returns to the White House The 2024 US presidential election proved to be one of the most closely contested races in recent...

The first Budget from a Labour government since March 2010, and the first ever from a female Chancellor, proved to be the defining event...