For most individuals who depend on their pension savings to sustain their retirement lifestyle, the newly introduced IHT charge on...

Significant changes to pension taxation may be on the horizon, given the government's plan to raise taxes to address the recently...

Many clients use one or more of the 7 exempt gifts to fund school fees for grandchildren. However, where exempt gifts have been fully...

It’s now almost a year since Consumer Duty, the standard introduced by the  FCA  to improve  consumer protection  for financial services...

This is an online resource that provides access to invaluable capability and support for clients in vulnerable circumstances, whether...

It might seem an obvious thing to say, but a discretionary trust allows the trustees to use their discretion when paying income or...

Divorcees invariably need financial advice. There are so many areas where professional legal advice requires complementary financial...

PASSING IT ON EFFICIENTLY Passing on wealth efficiently and to coincide with the preferences of clients is a duty incumbent to both the...

Key thoughts: Becoming debt free Having a cash reserve Being able to live comfortably on unearned income Being organised and feeling...

When it comes to funding care, there are various options available to individuals and their families. Making the right decision requires...

Education costs in the UK have been steadily rising, making it increasingly difficult for parents to afford private schooling for their...

The above was a worrying, and yet an entirely unsurprising headline to a September article from the respected consumer watchdog, Which....